Editor, SubAudit
Morgan Hale
Former FP&A analyst who annualizes subscription stacks, documents cancel paths, and recommends swaps only when the math clears a stated savings threshold.
Morgan Hale is the editor of SubAudit. She spent six years in FP&A at a mid-size SaaS company before a single credit-card export showed twelve overlapping subscriptions she had forgotten to cancel — three streaming add-ons, two AI tools, and four Amazon auto-ships quietly stacking on the same card.
SubAudit is her attempt to read every receipt line out loud. Every guide annualizes the monthly fee as monthly × 12 unless a documented annual plan is cheaper, names the trial renewal date and cancel URL, and ends with a specific swap — not a vague “consider cutting back.”
Morgan tracks streaming stacks, AI and productivity SaaS, Amazon digital memberships, Subscribe & Save auto-ships, and the free trials that turn into quiet recurring charges. She re-checks list prices quarterly on featured stacks and answers reader corrections within 72 hours with dated amendment notes.
SubAudit takes no sponsored placements from the services it covers. Partner links use disclosed Amazon Associates and SaaS affiliate relationships; commissions never change ranking criteria or what we recommend. The full methodology is on the methodology page.
In-depth guides
- AI Tool Subscriptions — Chat, Code, and Duplicate Inference
AI subs are the fastest-growing line on many cards. Stack one general assistant, one specialist (code or image), and cap API spend with hard monthly limits.
- Annualize Subscription Math — Monthly vs Yearly in One Table
The formula every audit needs: monthly × 12, weekly ÷ 52, and true cost per use when you’re deciding what to cut first.
- Amazon Associates Bounty Programs — Trials, Payouts, and Editorial Rules
Bounties pay on qualified signups; product links pay on physical sales. We use bounties only with cancel paths, renewal pricing, and rate checks in Associates Central.
Recent articles
- How to audit every subscription on your credit card in one afternoon
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- Disney bundle vs à la carte streaming in 2026
- Microsoft 365 vs Google One storage: subscription stack audit
- Adobe Creative Cloud: cheapest path if you only use Photoshop monthly
